G-Rhema Capital Finance offers small business loans in Jersey City, NJ. In addition to the classes and advice from organizations such as NJAWBO, G-Rhema Capital Finance specializes in providing financial solutions for small business owners. Our small business loan programs for Jersey City entrepreneurs helps business owners to overcome the challenges presented by an increasingly competitive marketplace. Our small business loans in Jersey City, NJ give local entrepreneurs the ability to:

  • Get access to working capital
  • Purchase Equipment
  • Acquire other fixed business assets
  • Refinance debt
  • Purchase, rehab, build, and refinance commercial properties

Small Business Loans In Jersey City, NJ: The SBA 7a

Most business owners know that SBA loans can be used for working capital. However, the SBA 7a program offers local entrepreneurs more. By using these small business loans in Jersey City, NJ on commercial real estate transactions, local entrepreneurs can consider investments such as:

  • Hotels
  • Office space
  • Retail
  • Childcare
  • Self storage
  • Warehouses
  • Automotive repair centers

In order to qualify for the SBA 7a loan program, Jersey City business owners must follow specific guidelines, including:

  • Manufacturers seeking small business loans in Jersey City, NJ must have a workforce totaling 500 employees or less
  • Retail companies applying for small business loans in Jersey City, NJ must have sales not exceeding $6 million
  • Service industry companies applying for small business loans in Jersey City, NJ must employ no more than 500 people total

Small Business Loans In Jersey City, NJ: The SBA 504

G-Rhema Capital Finance offers a program for SBA 504 loans in Jersey City, as well. Our SBA 504 loans can be used for the following:

  • Commercial property purchases
  • Construction
  • Acquiring equipment
  • Other fixed business assets

The Advantage Of Using A Preferred Financial Services Company

G-Rhema Capital Finance ranks as a “Preferred Financial Services” Company with SBA lenders. For people seeking small business loans in Jersey City, NJ this offers a number of advantages over traditional lending channels. First, we have the ability to fast track small business loan requests. The entire approval process is done in house, which gets funds disbursed must faster than other lending institutions. Second, we will always get the most favorable terms and rates possible for our clients. We are not bound like banks and similar lenders, so business owners in Jersey City will not pay any unnecessary charges to get the capital they need.

Contact our offices today to learn more about our small business loan programs.